Social and affordable housing

The social development bank for Europe

Housing is a basic need everywhere. The deep economic downturn and austerity measures in many European countries have resulted in an ever higher need for social or affordable housing. With home ownership decreasing, many more people are at risk of poverty and social exclusion.

CEB loans often finance sustainable and affordable housing for vulnerable populations (large families, young people or other groups, as defined by national authorities) that have difficulty accessing housing or can only do so under unfavourable conditions.

Projects in focus

More projects in focus

Related publications

Social and affordable housing in Europe
Policy interventions should focus on affordable housing, aligning supply and demand, and reducing the risk of displacement of … Published: July 2025 Read
Financing housing solutions for the homeless in Europe
Securing stable and sustainable funding, providing funds for unforeseen expenses and addressing the shortage of affordable housing are … Published: December 2024 Read
Improving energy efficiency in housing: Why evaluation matters
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Holistic evaluation of housing projects and the 2030 Agenda for Sustainable Development: Some lessons from the field
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INFO 04/2020
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INFO 01/02 2020
Explore the INFO magazine #1-2 2020, spotlighting social cohesion, urban development, and resilience across Europe.Discover how the the … Published: April 2020 Read
Investing for inclusive cities
CEB's mandate to promote social cohesion in Europe makes it a natural partner for regions and cities planning … Published: December 2019 Read
Technical brief - Social and affordable housing provided by non-profit private organisations in Europe
This technical brief provides an overview of different not-for-profit private organisations that provide social and affordable rental housing … Published: September 2019 Read
Energy Poverty in Europe: How Energy Efficiency and Renewables Can Help
This study shows that energy efficiency improvements and related regulatory policies contribute to decreases in household energy consumption … Published: March 2019 Read
Technical Brief - Investing in energy efficient renovation for a low carbon future
Discover how investing in energy-efficient renovation can pave the way for a low-carbon future in this technical brief. … Published: January 2019 Read
Info 03/2018
Stay informed with the Council of Europe Development Bank's (CEB) INFO magazine, Issue 3/2018. This edition highlights the … Published: October 2018 Read
Housing inequality in Europe
This study examines housing inequality in Europe, highlighting how it acts as both a symptom and a cause … Published: February 2018 Read
Technical brief - Social and affordable housing - October 2017
Cross-country learning from CEB field missions, reports and monitoring data on 13 social housing loan operations in seven … Published: January 2018 Read
Investing in Public Infrastructure in Europe
Explore the study on Investing in Public Infrastructure in Europe, offering insights into the local economy perspective.This study … Published: March 2017 Read
CEB Info 03/2015
Discover how the Council of Europe Development Bank (CEB) is addressing housing and social inclusion challenges in CEB … Published: October 2015 Read
Financing Social and Affordable Housing in Europe: the CEB's Approach
Explore the Council of Europe Development Bank's (CEB) approach to financing social and affordable housing in Europe in … Published: May 2015 Read