All CEB loans must be approved by the Bank's Administrative Council in accordance with the Bank’s social mandate. All loan projects have to meet specific technical and social criteria, and be in strict conformity with the Bank’s environmental, procurement and compliance guidelines and policies.

The sectoral lines of action underpin the CEB’s five-year development plan, which forms the Bank’s medium term-strategy. The current Strategic Framework organises these lines into: Investing in people and enhancing human capital; Promoting inclusive and resilient living environments and Supporting jobs and economic and financial inclusion corresponding to the new strategic priorities established by the CEB to better support the social policies of its member countries.

An exhaustive list of projects approved since 2010 is below. For more insights and impact stories of CEB social investment projects, see our Projects in focus.

List of projects approved

Date Borrower Line of action Amount Summary
16/06/2017 Qredits (Netherlands) Sustainable and inclusive growth € 16 600 000 The programme's primary objective is related to job creation and preservation via micro-credit or SME-lending, associated with mentoring. As the project targets self-entrepreneurs, it is expected to contribute directly to the creation of new business informality and insertion of unemployed or inactive people into the formal job market as well as to the preservation of existing jobs. Indirectly the project is expected to contribute to improving people's welfare and integration of migrants.
16/06/2017 PKO Leasing (Poland) Sustainable and inclusive growth € 100 000 000 Financing of fixed assets/productive equipment required for the core business activities of beneficiaries, such as motor vehicles to be used for business purposes, machinery and equipment as well as IT and office equipment.
16/06/2017 Fund for Sustainable Foundation Rehabilitation (Netherlands) Climate action: developing adaptation and mitigation measures € 50 000 000 Cofinancing of the first phase of the rehabilitation of house foundations affected by unstable foundations. As the Netherlands is part of a river delta, ground conditions for home buildings are not as suitable as once thought. This cause challenges that can turn into life threatening risks if not properly dealt with.
16/06/2017 Malita Investments P.L.C. (Malta) Sustainable and inclusive growth € 29 000 000 The project is expected to increase the social housing stock through the construction of 680 social housing units to be allocated to eligible beneficiaries under a subsidized rental housing scheme supported by the Malta Housing Authority.
16/06/2017 Sociedad de Infraestructuras y Medio Ambiente de Castilla y León S.A. (Spain) Sustainable and inclusive growth
Climate action: developing adaptation and mitigation measures
€ 69 000 000 Cross-sectorial programme to partially finance necessary investments geared towards promoting sustainable mobility and the production of renewable energy based on biomass, as well as supporting the development of sustainable rural tourism infrastructure in the region of Castilla y León.
17/03/2017 BZ WBK Leasing SA (Poland) Sustainable and inclusive growth € 100 000 000 Programme to facilitate access to funding for Polish micro- and small-sized enterprises which are often limited when accessing the capital markets, and thereby to contribute to the creation and maintenance of permanent and seasonal jobs by strengthening their competitive position.
17/03/2017 SG Equipment Finance Czech Republic s.r.o. (Czech Republic) Sustainable and inclusive growth € 100 000 000 Part-financing of productive investments in MSMEs to support job creation and preservation throughout the Czech Republic and the Slovak Republic. The loan will also improve living conditions in urban and rural areas through part-financing investments related to the revitalisation and modernisation of local public transportation in both countries.
17/03/2017 Crédit Agricole (France) Sustainable and inclusive growth € 75 000 000 Rehabilitation and upgrade of public facilities such as administrative buildings, medical and educational facilities. It will also part-finance sub-projects to be undertaken in energy management and environmental protection.
17/03/2017 Trnava Self-Governing Region (Slovak Republic) Sustainable and inclusive growth € 12 000 000 Part financing sub-projects targeting the repair and maintenance of local roads, bridges and related facilities as well as the purchase of service vehicles and machinery in order to increase road quality and safety. Additionally, support to investments targeting social facilities such as schools, cultural facilities or social centres in order to improve efficiency of public services. Rehabilitation of old buildings, reconstruction and refurbishment of education infrastructure, social service facilities and national and historical monuments. Sustainable use of natural resources through active adaptation to climate change with particular focus on flood protection. Moreover, support to measures for promotion of risk management in the area of climate change, support to energy-efficient solutions and development of regional competitiveness.
16/03/2017 Investitionsbank Berlin (Germany) Sustainable and inclusive growth
Integration of refugees, displaced persons and migrants
€ 100 000 000 Construction of shelters and housing for refugees and migrants as well as social housing for low-income persons including individual or shared accommodations for students.
16/03/2017 Bank Ochrony Srodowiska SA (Poland) Sustainable and inclusive growth € 50 000 000 Financing of fixed assets / productive equipment required for the beneficiaries’ core business activities, including building expenditures and related basic infrastructure, purchase of materials, equipment and machinery or vehicles. Financing of small- to medium-scale environmental investments carried out mostly by public authorities, such as construction and extension of sewage and water networks, waste management systems or thermo-modernisation of public buildings.
15/03/2017 Banco Santander SA (Spain) Sustainable and inclusive growth € 100 000 000 Partial financing of eligible productive investment projects and related working capital requirements in micro, small and medium-sized enterprises (MSMEs) located in Spain to promote job creation and preservation.
27/01/2017 Investitions- und Strukturbank Rheinland-Pfalz (ISB) (Germany) Sustainable and inclusive growth
Integration of refugees, displaced persons and migrants
€ 100 000 000 Construction of social housing units for low-income persons in Rhineland-Palatinate. The loan will also part-finance investments to improve living conditions in municipalities.
27/01/2017 SG Equipment Leasing Polska sp.z o.o. (Poland) Sustainable and inclusive growth € 100 000 000 Financing of fixed assets / productive equipment required for the beneficiaries’ core business activities -- such as motor vehicles for business purposes, machinery and equipment, IT and office equipment -- in a wide range of sectors including construction, wholesale trade, industry and manufacturing, retail, etc.
27/01/2017 Raiffeisen Leasing Bulgaria (Bulgaria) Sustainable and inclusive growth € 20 000 000 Promoting the creation and preservation of viable jobs in Bulgaria by facilitating access to leasing for micro, small and medium-size enterprises.
27/01/2017 Ceskoslovenska Obchodni Banka A.S. (Czech Republic) Sustainable and inclusive growth € 100 000 000 Investments in fixed productive assets in order to support the creation of new jobs and the preservation of existing ones. The loan will also part-finance investments to improve living conditions in municipalities.
27/01/2017 Nuevo Microbank (Spain) Sustainable and inclusive growth
Integration of refugees, displaced persons and migrants
€ 100 000 000 Partial financing of MicroBank's lending to microbusinesses and individuals, such as immigrants and other persons with limited access to credit with the aim of job creation and enhancing social cohesion.
27/01/2017 City of Gothenburg (Sweden) Sustainable and inclusive growth
Integration of refugees, displaced persons and migrants
Climate action: developing adaptation and mitigation measures
€ 200 000 000 Refurbishment and construction of new compulsory schools in the City of Gothenburg.
27/01/2017 Societe Wallone du Logement (Belgium) Sustainable and inclusive growth
Climate action: developing adaptation and mitigation measures
€ 85 000 000 Improving the energy performance of social housing within the framework of the Green Investment Program (PIVERT).
27/01/2017 Societe Generale (France) Sustainable and inclusive growth € 80 000 000 Construction, extension, modernisation and increased accessibility of infrastructure and facilities of social and medical-social welfare institutions and nursing homes (EHPAD); beneficiaries will mainly be associations providing care for people with disabilities (mental or physical disabilities) and dependent elderly persons.