All CEB loans must be approved by the Bank's Administrative Council in accordance with the Bank’s social mandate. All loan projects have to meet specific technical and social criteria, and be in strict conformity with the Bank’s environmental, procurement and compliance guidelines and policies.

The sectoral lines of action underpin the CEB’s five-year development plan, which forms the Bank’s medium term-strategy. The current Strategic Framework organises these lines into: Investing in people and enhancing human capital; Promoting inclusive and resilient living environments and Supporting jobs and economic and financial inclusion corresponding to the new strategic priorities established by the CEB to better support the social policies of its member countries.

An exhaustive list of projects approved since 2010 is below. For more insights and impact stories of CEB social investment projects, see our Projects in focus.

List of projects approved

Date Borrower Line of action Amount Summary
15/06/2018 Empresa de Desenvolvimento e Infra-estructuras do Alqueva S.A (Portugal) Climate action: developing adaptation and mitigation measures € 45 000 000 Investments within the Alqueva Multi-Purpose Project (EFMA) which foresees the installation of floating solar plants to power water pumping stations in the South East of Portugal, with the aim of reducing energy costs and the environmental footprint of EDIA’s irrigation systems. Final beneficiaries will be farmers using the Borrower’s energy and cost saving irrigation systems and, more in general, the Portuguese population who will benefit from a cleaner environment as a result of the reduction in carbon emissions.
15/06/2018 Instituição Financeira de Desenvolvimento S.A (Portugal) Sustainable and inclusive growth
Climate action: developing adaptation and mitigation measures
€ 100 000 000 Investments in innovation and technology as well as in renewable and efficient energy to enhance the sustainability, energy efficiency, growth and creation and preservation of viable jobs in MSMEs. Final beneficiaries will be the employees of eligible MSMEs as well as job seekers throughout the country who will benefit from the creation and maintenance of short-term as well as permanent jobs.
15/06/2018 Republic of Moldova (Republic of Moldova) Sustainable and inclusive growth € 12 000 000 Upgrading of the emergency services’ fleet at the National Centre for Pre-Hospital Emergency Care (NCPHEC) consisting of the procurement of 168 new ambulances. The final beneficiaries will be the inhabitants of the Republic of Moldova who will benefit from upgraded and improved availability of emergency care assistance. Those populations residing furthest away from medical institutions, mainly those in remote and rural areas, will benefit particularly from the project.
15/06/2018 Roma Education Fund (Romania) Integration of refugees, displaced persons and migrants € 2 000 000 The loan will be used by the REF to bridge finance three European Social Fund (ESF) funded programmes (50% of the CEB loan) and one EEA/Norway Grants programme (50% of the CEB loan). The programme loan will contribute to improved Roma access to quality education, a drop in early school leaving, updated and adapted school teaching methods and awareness rising among pupils’ parents. Final beneficiaries will be early education children, primary and secondary education pupils, parents and teachers.
15/06/2018 Bratislavská vodárenská spoločnosť a.s. (Bratislava Water Company) (Slovak Republic) Climate action: developing adaptation and mitigation measures € 50 000 000 New constructions and renovations related to water production and supply as well as investments in maintenance, repair and extension of sewage systems. Final beneficiaries will be the inhabitants of the Bratislava region and parts of the Trnava and Trenčín regions. Altogether, some 721 000 people will benefit from the maintenance and improvement of both water production and distribution and wastewater collection and treatment.
15/06/2018 Banco Santander SA (Spain) Climate action: developing adaptation and mitigation measures € 200 000 000 Construction of renewable energy plants such as photovoltaic, wind and biomass power plants aiming to improve protection of the environment and to reduce CO2 emissions.
15/06/2018 Comunidad Autonoma de Madrid (Spain) Sustainable and inclusive growth € 200 000 000 Public sector Financing Facility to part-finance public budgetary expenses on social care programmes, specifically expenditure related to the provision of goods and services: to the elderly for the maintenance and upgrade of care homes, day centres and apartments as well as home support services; to mentally and/or physically disabled persons: for the maintenance and upgrade of residential care centres and day centres, specialised assistance and activities improving the quality of life and integration; to social canteens providing meal services to homeless persons and to provide support to victims of gender violence through awareness programmes, assistance and temporary accommodation. Final beneficiaries will be vulnerable people such as the elderly, people with mental and/or physical disabilities, homeless persons and victims of gender violence.
16/03/2018 SG Equipment Finance Czech Republic s.r.o. (Czech Republic) Sustainable and inclusive growth € 100 000 000 Productive investments in MSMEs to support job creation and preservation. The loan will also improve living conditions in urban and rural areas through part-financing investments related to the expansion and modernisation of local public transportation. Final beneficiaries will be employees of MSMEs, unemployed job-seekers as well as inhabitants of the concerned municipalities and regions across the Czech Republic and the Slovak Republic.
16/03/2018 City of Turku (Finland) Sustainable and inclusive growth € 50 000 000 Renovation, refurbishment and extension of existing facilities, as well as the construction of new buildings in the City of Turku. Final beneficiaries will be children, young people, families, students, teaching staff, residents using municipal premises, the elderly, as well as people with disabilities and senior citizens living in serviced apartments.
16/03/2018 Hungarian Development Bank (MFB) (Hungary) Sustainable and inclusive growth € 75 000 000 Investments in MSMEs to support the creation and preservation of jobs, via the enhancement of innovation and supplier activity and investments in environmental, health and rural development. Living conditions will be improved through the development of municipal- and public transport infrastructure. As for protecting the environment, the loan will contribute to the funding of renewable energy production. Moreover, it will part-finance the activities of the Student Loan Centre, facilitating access to preferential funding for students in Hungary. Final beneficiaries will be MSMEs employees, job-seekers, people living in Central Hungary or the Great Plain region, farmers and students enrolled in the higher education system across Hungary.
16/03/2018 Siauliu Bankas (Lithuania) Sustainable and inclusive growth € 15 000 000 Improvement and renovation of municipal infrastructure, with a particular focus on energy-efficiency measures in the sectors of education, culture and health. Final beneficiaries will be the inhabitants of the concerned municipalities who will benefit from improved municipal buildings and public services at the lowest possible cost.
16/03/2018 Nederlandse Waterschapsbank N.V. (NWB Bank) (Netherlands) Climate action: developing adaptation and mitigation measures € 300 000 000 Some 50 sub-projects expected to contribute to improving living conditions of inhabitants across the country, through enhanced and updated public infrastructure. Municipal and provincial authorities as well as government related institutions with activities in social housing, education, healthcare, water and energy-efficiency will benefit from the loan. Final beneficiaries will be low-income households and vulnerable groups, such as the elderly, people with disabilities, homeless persons, migrants and refugees, children and young people.
16/03/2018 Raiffeisen Leasing Serbia d.o.o. (Serbia) Sustainable and inclusive growth € 20 000 000 Investments undertaken by MSMEs to support job creation and preservation throughout Serbia. Final beneficiaries will be the employees of MSMEs and job seekers.
16/03/2018 ProCredit Bank a.d. (Serbia) Sustainable and inclusive growth € 30 000 000 Programme Loan is to promote job creation and economic growth by supporting small and medium-sized enterprises (SMEs) in Serbia.
16/03/2018 Nuevo Microbank (ex Microbank) (Spain) Supporting micro, small and medium-sized enterprises
Integration of refugees, displaced persons and migrants
€ 100 000 000 Partial financing of MicroBank's lending to microbusinesses and individuals, such as immigrants and other persons with limited access to credit with the aim of job creation and enhancing social cohesion.
26/01/2018 Partner Microcredit Foundation (Bosnia and Herzegovina) Sustainable and inclusive growth € 2 500 000 Partial financing of eligible sub-projects located throughout BiH, focused on energy efficiency investments.
26/01/2018 Unicredit Leasing CZ, A. (Czech Republic) Sustainable and inclusive growth € 100 000 000 Productive investments in MSMEs to support job creation and preservation. The loan will also improve living conditions in urban and rural areas through part-financing investments related to the revitalisation and modernisation of local public transportation.
26/01/2018 Investitions - Und Förderbank Niedersachsen - Nbank (Germany) Sustainable and inclusive growth € 50 000 000 The programme is set up to provide soft loans to municipalities and municipal companies for investments in municipal and social infrastructure. Subprojects are expected to cover the most pressing investment needs at municipal level, including schools, daycare centres and retirement/nursing homes for the elderly.
26/01/2018 Cassa Depositi e Prestiti Societa per Azioni (Italy) Sustainable and inclusive growth € 290 000 000 Follow-up operation of a EUR 150 million programme approved in 2016. Providing MSME financing through accredited lending and leasing financial intermediaries under CDP's Capital Goods Apex Facility (CGAF)
26/01/2018 Nationaal Energiebespaarfonds (Netherlands) Climate action: developing adaptation and mitigation measures € 100 000 000 Energy-efficient investment projects for private home-owners and home-owner associations through the provision of low-interest rate loans.