The social development bank for Europe

All CEB loans are granted in accordance with the Bank’s mandate. They have to meet specific technical and social criteria, and be in strict conformity with the Bank’s environmental, procurement and compliance guidelines and policies.

The sectoral lines of action underpin the CEB’s five-year development plan, which forms the Bank’s medium term-strategy. The current Strategic Framework organises these lines into: Investing in people and enhancing human capital; Promoting inclusive and resilient living environments and Supporting jobs and economic and financial inclusion corresponding to the new strategic priorities established by the CEB to better support the social policies of its member countries.

Latest projects approved:

Date Borrower Line of action Amount Summary
30/01/2026 Komerční banka, a.s. (Czech Republic) Promoting Inclusive and Resilient Living Environments € 200 000 000 A programme loan to support the Borrower in contributing to the revitalisation and modernisation of municipal and regional infrastructures, improving the delivery of public services and enhancing healthcare establishments in the Czech Republic, with a particular focus on municipalities and regions in Just Transition regions facing structural and socio-economic vulnerabilities.
30/01/2026 City of Tallinn (Estonia) Promoting Inclusive and Resilient Living Environments € 100 000 000 A Public sector Financing Facility (PFF) to support the Borrower in co-financing the implementation of priority municipal infrastructure investments in the education sector such as kindergartens, schools and specialised education facilities; social care including facilities; and urban regeneration of streets, pedestrian and cycling networks, public spaces and green areas.
30/01/2026 Leipziger Wohnungs- und Baugesellschaft mbH (Germany) Promoting Inclusive and Resilient Living Environments € 100 000 000 A Public sector Financing Facility (PFF) to support the Borrower in expanding and modernising the supply of housing through new construction, refurbishments and potential acquisition of social and affordable rental housing and refugee accommodation.
30/01/2026 Fundación Secretariado Gitano (FSG) (Spain) Investing in People and Enhancing Human Capital € 10 000 000 An EU Co-financing Facility (ECF) to bridge the gap arising between the launch of activities and the delayed reimbursement of the European Social Fund Plus (ESF+) as well as regional, and local grants.
30/01/2026 Ayuntamiento de Rivas Vaciamadrid (Spain) Promoting Inclusive and Resilient Living Environments € 40 000 000 A Public sector Financing Facility (PFF) to support the Borrower expand the municipal stock of affordable rental housing, promote sustainable and active mobility and develop multifunctional, proximity-based public service facilities while contributing to climate resilience and social inclusion.
30/01/2026 3 Banka a.d. Novi Sad (Serbia) Supporting Jobs and Economic and Financial Inclusion € 6 000 000 An additional Programme loan to support the Borrower to cofinance investments for agricultural and business loan products with a continued focus on remote rural areas. Working capital and investment loans are both eligible.
10/12/2025 The Lithuanian Central Credit Union (Lithuania) Supporting Jobs and Economic and Financial Inclusion € 15 000 000 A Programme loan* to support the Borrower expand its microfinance offering and strengthen the group’s liquidity and maturity transformation while serving small enterprises which remain underserved by commercial banks, and promoting employment, inclusion and regional cohesion.
20/11/2025 Municipality of Baia Mare (Romania) Promoting Inclusive and Resilient Living Environments
Investing in People and Enhancing Human Capital
€ 40 000 000 A Public sector Financing Facility (PFF) is aimed at supporting the Borrower in improving the living conditions of Baia Mare Municipality of Romania residents through more sustainable urban mobility measures, energy efficiency refurbishments and health and social services.
20/11/2025 Government (Serbia) Promoting Inclusive and Resilient Living Environments € 200 000 000 A Public sector Financing Facility (PFF) is aimed at supporting the Borrower in co-financing the renovation of local roads that are critical for connecting remote communities to essential services, markets and urban centres. In particular, works including asphalt resurfacing, drainage improvements, resizing and structural upgrades to ensure year-round accessibility and climate resilience as well as renewal of urban and settlement roads will be partially financed by the CEB loan.
20/11/2025 Crédit Agricole S.A. (Poland) Supporting Jobs and Economic and Financial Inclusion € 250 000 000 A Programme loan is aimed at supporting the Borrower’s on lending activities through its Polish subsidiary Europejski Fundusz Leasingowy (EFL). It will partially finance small sub-loans for the MSMEs’ core business activities, such as motor vehicles, machinery and equipment, IT and office equipment in a wide range of sectors, Inter alia, construction, wholesale trade, industry and manufacturing, retail and agriculture throughout Poland.
20/11/2025 Métropole Européenne de Lille (France) Promoting Inclusive and Resilient Living Environments € 107 000 000 A Project loan is aimed at supporting the Borrower in upgrading the wastewater and stormwater treatment capacities of the Wattrelos plant and enhance the quality of life of residents. Specifically, in the most vulnerable municipalities. The CEB Loan will partially finance investments to increase the plant’s efficiency, its environmental performance, and climate resilience.
20/11/2025 REDI Economic Development SA (Luxembourg) Supporting Jobs and Economic and Financial Inclusion € 5 000 000 A Programme loan is aimed at supporting the Borrower in expanding access to affordable credit for Roma entrepreneurs. The CEB loan will partially finance REDI Fund’s lending activities to local microfinance institutions (MFIs) in Albania, Kosovo, Republic of Moldova and Romania.
20/11/2025 Government (Türkiye) Investing in People and Enhancing Human Capital € 50 000 000 An additional request of €50 million for a Project loan to partially finance investments to cover extra costs, mainly stemming from exceptional archaeological excavations, under the Commuter Rail Upgrading (CR1/CR3 Contracts) component. It aims to complete the Commuter Rail Upgrade and deliver a modern, safer, faster, and more environmentally friendly rail-based public transportation service while enhancing urban mobility in İstanbul.
20/11/2025 Laakso Joint Hospital (Kiinteistöosak eyhtiö Laakson yhteissairaala, “LYS”) (Finland) Investing in People and Enhancing Human Capital € 150 000 000 An additional request of €150 million for a Project loan to partially finance the second phase of the reconstruction works of the Laakso Hospital area. In particular, the CEB loan will partially finance works targeting the main hospital, tunnels and the forensic psychiatric facility.
20/11/2025 Gewobag Wohnungsbau Aktiengesell-schaft Berlin (Gewobag) (Germany) Promoting Inclusive and Resilient Living Environments € 100 000 000 An additional request of €100 million for a Programme loan to partially finance the construction of 304 new rental housing units, modernisation of additional 1 575 housing units and modernisation of 37 commercial units across several Berlin districts.
18/11/2025 Cooperative Bank of Karditsa (Greece) Supporting Jobs and Economic and Financial Inclusion € 10 000 000 A Programme loan aims to support the Borrower’s on-lending activities in the region of Thessaly and surroundings areas by facilitating access to financial resources to small-scale manufacturers and farmers, including young unemployed individuals starting a business, women entrepreneurs, as well as cooperatives and social enterprises fostering self-employment, job maintenance and creation, and social cohesion in the region.
12/11/2025 Microstart S.C. (Belgium) Supporting Jobs and Economic and Financial Inclusion € 10 000 000 A Programme loan aims to support the Borrower’s on-lending activities across Belgium by facilitating access to financial resources for individuals excluded from traditional financial systems, fostering business development, job creation, self-employment, and reintegration into the labour market.
01/10/2025 MKD “Mikrofin” d.o.o. Banja Luka (Bosnia and Herzegovina) Supporting Jobs and Economic and Financial Inclusion € 10 000 000 A Programme loan to support the Borrower in providing primarily business and agriculture loans to micro-enterprises across Bosnia and Herzegovina for partial financing of their productive investments and working capital needs.
01/10/2025 Hungarian Development Bank (MFB) (Hungary) Investing in People and Enhancing Human Capital € 50 000 000 A Programme loan to support the Borrower in co-financing the student loan scheme provided by the Hungarian non-profit organisation, Student Loan Centre (DHK).
01/10/2025 UAB Vilniaus viešasis transportas (Lithuania) Promoting Inclusive and Resilient Living Environments € 55 000 000 A Public sector Financing Facility (PFF) to support the Borrower in co-financing a major investment programme focused on the decarbonisation and modernisation of the capital’s public transport fleet and infrastructure.