All CEB loans must be approved by the Bank's Administrative Council in accordance with the Bank’s social mandate. All loan projects have to meet specific technical and social criteria, and be in strict conformity with the Bank’s environmental, procurement and compliance guidelines and policies.

The sectoral lines of action underpin the CEB’s five-year development plan, which forms the Bank’s medium term-strategy. The current Strategic Framework organises these lines into: Investing in people and enhancing human capital; Promoting inclusive and resilient living environments and Supporting jobs and economic and financial inclusion corresponding to the new strategic priorities established by the CEB to better support the social policies of its member countries.

An exhaustive list of projects approved since 2010 is below. For more insights and impact stories of CEB social investment projects, see our Projects in focus.

List of projects approved

Date Borrower Line of action Amount Summary
31/01/2025 Société Wallonne du Crédit Social (SWCS) (Belgium) Promoting Inclusive and Resilient Living Environments € 100 000 000 Ce prêt-programme servira à financer partiellement les investissements éligibles visant à faciliter l’accès à la propriété et à permettre l’amélioration des logements et de leur efficacité énergétique par l’intermédiaire de prêts hypothécaires de SWCS en faveur de ménages à faibles revenus qui ont un accès limité au financement, voire qui n’y ont pas accès : environ 560 logements, dont 224 qui feront l’objet d’une amélioration de leur efficacité énergétique, devraient bénéficier d’un financement.
31/01/2025 City of Vantaa (Finland) Investing in People and Enhancing Human Capital € 100 000 000 This Public sector Financing Facility (PFF) will partially finance eligible investments within Vantaa’s seven districts with significant cultural diversity, in particular in the districts of Hakunila, Koivukylä and Myyrmäki, where the proportion of residents with foreign backgrounds is around 30% and above. The investments will include the construction and renovation of schools (55% of investments) and daycare facilities (45%).
31/01/2025 City of Leipzig (Stadt Leipzig) (Germany) Investing in People and Enhancing Human Capital
Promoting Inclusive and Resilient Living Environments 		€ 125 000 000 This Public sector Financing Facility (PFF) will partially finance eligible investments in education infrastructure and for accommodation of refugees and homeless persons in the years 2024 to 2028, in particular construction of ten new schools and sports facilities and modernisation of four schools as well as acquisitions and construction of new modular refugee accommodation units and conversion and modernisation of existing buildings.
31/01/2025 Government (Italy) Promoting Inclusive and Resilient Living Environments € 60 000 000 This Public sector Financing Facility (PFF) aims to support the Government’s response to the 2017 earthquake and 2022 landslide that impacted the population of the island of Ischia. The CEB loan will partially finance eligible investments in four main areas: reconstruction or relocation of damaged private buildings; reconstruction of damaged public buildings; structural interventions for hydrogeological risk mitigation measures in the municipality of Casamicciola; and structural interventions for hydrogeological risk mitigation measures in the other municipalities on the island.
31/01/2025 Institut Català de Finances (Spain) Investing in People and Enhancing Human Capital € 50 000 000 This Programme loan will partially finance on-lending to small municipalities, non-profit organisations and private entities to build and/or upgrade their social infrastructure. The Borrower also indicates that has identified approximately 90 subprojects that would benefit from the CEB loan.
31/01/2025 Generalitat Valenciana (Spain) Promoting Inclusive and Resilient Living Environments € 250 000 000 This Public sector Financing Facility (PFF) aims to assist the Borrower in delivering a swift response to individuals and businesses severely impacted by the floods, and to ensure that affected populations and enterprises can rebuild without falling into long-term economic distress. The CEB loan will partially finance the different financial support measures, such as cash transfers, approved by the Borrower to families and businesses severely affected by the floods, including those who have lost their homes and have been relocated, namely: (1) direct aid to individuals affected by the floods to alleviate the loss of basic; (2) direct aid to individuals for temporary and (3) aid to businesses and the self-employed for economic.
31/01/2025 Government (Ukraine) Promoting Inclusive and Resilient Living Environments € 100 000 000 The additional loan request will finance investments similar to those included in the first one: to finance housing certificates for beneficiaries whose residential property has been destroyed as a consequence of the Russian Federation’s aggression against Ukraine. The additional loan request is expected to support the issuance of approximately 3 000 housing certificates.
15/11/2024 University of Tartu (Estonia) Investing in People and Enhancing Human Capital € 60 000 000 This Project loan aims to support the Borrower improve its infrastructure by constructing a new academic and research building and by renovating two existing educational facilities. It concerns in particular the construction of a new facility for the Institute of Molecular and Cell Biology, the Institute of Technology, the Institute of Bioengineering, and the Institute of Pharmacy in Tartu. The project also foresees the renovation of the administrative and study building in Tartu, as well as of the University of Tartu Law School situated in Tallinn.
15/11/2024 Rīgas Siltums AS (Latvia) Promoting Inclusive and Resilient Living Environments € 40 000 000 This Public sector Financing Facility (PFF) aims to support the Borrower to ensure the reliability and sustainability of district heating services in Riga, through the replacement of old network pipes to prevent future pipe bursts and reduce heat losses, and the extension of the district heating network to unserved city areas.
15/11/2024 Government (Romania) Promoting Inclusive and Resilient Living Environments € 140 000 000 This Public sector Financing Facility (PFF) aims to support the Borrower to improve access to cultural facilities through the renovation and construction of cultural and heritage assets throughout the country, including in lagging regions. The PFF will support the restauration/extension of 13 sub-projects and the construction of a new Opera in Iaşi.
15/11/2024 Pension Real Estate Fund (Real Estate Fund of the Pension and Disability Insurance Fund) (Slovenia) Investing in People and Enhancing Human Capital € 20 000 000 This Project loan aims to support the Borrower’s investments to promote inclusive and resilient living environments for the elderly, by partially financing investments in assisted housing for elderly and retired citizens. The objective is to provide 220 assisted housing units, which would ensure access to adequate living conditions and a dignified, stable quality of life for approximately 300 persons.
15/11/2024 Government (Ukraine) Promoting Inclusive and Resilient Living Environments € 200 000 000 This Public sector Financing Facility (PFF) supports the Borrower’s efforts in responding to the devastating consequences of the aggression of the Russian Federation against the country. It will enable eligible beneficiaries to access a Government’s scheme by part-financing expenditures related to the payment of accommodation assistance to IDPs. The PFF will contribute to enhance the socio-economic resilience of IDPs and to reduce their vulnerability by helping their transition from reliance on temporary assistance to more sustainable living conditions through government-led initiatives for employment, childcare, and healthcare.
15/11/2024 Istituto per il Credito Sportivo e Culturale S.p.A. (Italy) Promoting Inclusive and Resilient Living Environments € 75 000 000 This Programme loan aims to support the Borrower’s activities through providing funding to local authorities for sports and cultural facilities’ investments including the construction, improvement, expansion and equipment of sports facilities; the acquisition of assets to be used as sports facilities; sport’s facilities management; the construction, improvement, expansion and equipment of fixed assets to be used for cultural activities and related support activities. The objective is to improve the living conditions of the facilities’ end-users.
15/11/2024 Métropole Aix-Marseille-Provence (France) Promoting Inclusive and Resilient Living Environments € 150 000 000 An additional loan of €150 million to Métropole Aix-Marseille-Provence (AMP) will support the Nouveau Métro de Marseille (New Metro of Marseille, NEOMMA) programme to modernise Marseille’s metro system. Ensuring a reliable public transport system is crucial to boosting the area's economic attractiveness, improving residents' access to key urban services and enhancing connectivity for currently underserved neighbourhoods. The investments will support equitable and accessible transport options that help address AMP's social disparities and territorial inequalities while meeting the needs of Marseille’s growing population and promoting sustainable and inclusive socioeconomic development.
27/09/2024 Eki Microcredit Company (Bosnia and Herzegovina) Supporting Jobs and Economic and Financial Inclusion € 3 000 000 This programme aims to support Eki Microcredit Company in providing micro-loans, supporting jobs and income generating activities as well as energy efficiency investments of vulnerable populations in Bosnia and Herzegovina. The loan will part-finance the Borrower’s agricultural, housing and business micro-loan products focused on low-income clients, individuals, and micro entrepreneurs, who have limited access to financial services, mainly in rural areas.
27/09/2024 Government (Bosnia and Herzegovina) Promoting Inclusive and Resilient Living Environments € 12 000 000 This project aims to support Bosnia and Herzegovina in financing the construction of a Cultural and Sports Centre in the city of Mostar. The loan will partially finance the construction and equipment of the new Cultural and Sports Centre, as well as project management and supervision costs.
27/09/2024 Government (Bulgaria) Investing in People and Enhancing Human Capital € 250 000 000 This ECF aims to support the Republic of Bulgaria in delivering against the national contribution pre-requisites for access to financing under the EU Cohesion Policy and as part of the country’s obligations per Bulgaria’s Partnership Agreement with the EU signed in 2022. The CEB loan will partially finance eligible investments within two Operational Programmes dedicated to education, vocational training and improvement of the employability of the Bulgarian workforce, under the management of the Ministry of Education and the Ministry of Labour and Social Policy.
27/09/2024 Government (Cyprus) Investing in People and Enhancing Human Capital € 72 000 000 This project aims to create an international-level centre for Cypriot archaeology in Nicosia and a leading cultural institution dedicated to the development, care, study, presentation and interpretation of Cyprus’ rich archaeological heritage. The facility will feature a new museological approach with spacious exhibition rooms and modern technology applications, making it more accessible and inclusive. Specific attention will be given to sustainability, accessibility, and energy efficiency aspects of the building.
27/09/2024 Government (Serbia) Investing in People and Enhancing Human Capital € 25 000 000 This project aims to support the Borrower in constructing a new prison complex in Subotica to alleviate overcrowding and address the dilapidated state of detention facilities throughout Serbia. The loan will partially finance eligible investments in line with the new prison strategy of the Republic of Serbia – the “Strategy for the Development of the System of Enforcement of Criminal Sanctions for 2021-2027”.
27/09/2024 Government (Türkiye) Promoting Inclusive and Resilient Living Environments € 330 000 000 This project aims to part-finance eligible investments to support the Borrower to improve Istanbul’s preparedness for a potential earthquake through enhancing the institutional and technical capacity for disaster management and emergency response, strengthening critical public facilities for earthquake resistance, and supporting measures for better enforcement of building codes and land use plans. The loan will partially finance eligible investments under the following components: Component A: Enhancing Emergency Preparedness; Component B: Seismic Risk Mitigation for Public Facilities; Component C: Enforcement of Building Codes; Component D: Project Management.
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