All CEB loans must be approved by the Bank's Administrative Council in accordance with the Bank’s social mandate. All loan projects have to meet specific technical and social criteria, and be in strict conformity with the Bank’s environmental, procurement and compliance guidelines and policies.

The sectoral lines of action underpin the CEB’s five-year development plan, which forms the Bank’s medium term-strategy. The current Strategic Framework organises these lines into: Investing in people and enhancing human capital; Promoting inclusive and resilient living environments and Supporting jobs and economic and financial inclusion corresponding to the new strategic priorities established by the CEB to better support the social policies of its member countries.

An exhaustive list of projects approved since 2010 is below. For more insights and impact stories of CEB social investment projects, see our Projects in focus.

List of projects approved

Date Borrower Line of action Amount Summary
16/03/2026 SID Banka d.d. (Slovenia) Promoting Inclusive and Resilient Living Environments € 150 000 000 A Programme loan to support the Borrower’s on-lending activities to eligible public and non-profit housing entities and municipalities to expand the stock of public rental housing, improve housing quality and energy performance though the construction, renovation, refurbishment, and conversion of housing units.
16/03/2026 Government (Ukraine) Supporting Jobs and Economic and Financial Inclusion € 20 000 000 A Programme loan to support the Borrower’s on-lending activities to eligible micro-enterprises and small farms for their productive equipment and working capital needs in various sectors, including agriculture.
16/03/2026 Stichting Nationaal Warmtefonds (NWF) (Netherlands) Promoting Inclusive and Resilient Living Environments € 100 000 000 A Programme loan to support the Borrower in expanding access to affordable financing for investments focusing on reducing energy consumption and lowering CO₂ emissions through insulation measures, heating and ventilation upgrades, installation of renewables, smart energy management and other specific measures and related advisory/investigation costs.
16/03/2026 Comunidad Autónoma de Andalucía (Spain) Investing in People and Enhancing Human Capital € 200 000 000 A Public sector Financing Facility to partially finance the Borrower budgetary expenditures on social care services by external suppliers for 2026-2027 such as community-based services, residential and non-residential care, home-based support and tele-assistance, as well as the upgrading of social care infrastructure where relevant.
16/03/2026 Government (Cyprus) Investing in People and Enhancing Human Capital € 21 000 000 An additional request of €21 million for a Public sector Financing Facility to partially finance investments in pre-primary, primary, secondary school infrastructure and vocational training facilities through new constructions, extensions and improvement works over the period 2026-2029.
16/03/2026 Warsaw School of Economics (Poland) Investing in People and Enhancing Human Capital € 25 500 000 An additional Programme loan of PLN 108.48 million to partially finance investments for the second phase of the extension and modernisation of the SGH - Warsaw School of Economics campus project focusing on the restoration and improvement of the existing building and the construction of a new building.
16/03/2026 Government (Serbia) Investing in People and Enhancing Human Capital € 110 000 000 An additional Public sector Financing Facility of €110 million to partially finance eligible investments to improve healthcare facilities throughout Serbia. While the project scope remains unchanged, the proposed increase reflects the price increases impacting the existing sub-projects.
16/03/2026 Government (Ukraine) Promoting Inclusive and Resilient Living Environments € 100 000 000 An additional request of € 100 million for a Public sector Financing Facility to finance housing certificates for beneficiaries whose residential property has been destroyed as a consequence of the Russian Federation’s aggression against Ukraine.
30/01/2026 Komerční banka, a.s. (Czech Republic) Promoting Inclusive and Resilient Living Environments € 200 000 000 A programme loan to support the Borrower in contributing to the revitalisation and modernisation of municipal and regional infrastructures, improving the delivery of public services and enhancing healthcare establishments in the Czech Republic, with a particular focus on municipalities and regions in Just Transition regions facing structural and socio-economic vulnerabilities.
30/01/2026 City of Tallinn (Estonia) Promoting Inclusive and Resilient Living Environments € 100 000 000 A Public sector Financing Facility (PFF) to support the Borrower in co-financing the implementation of priority municipal infrastructure investments in the education sector such as kindergartens, schools and specialised education facilities; social care including facilities; and urban regeneration of streets, pedestrian and cycling networks, public spaces and green areas.
30/01/2026 Leipziger Wohnungs- und Baugesellschaft mbH (Germany) Promoting Inclusive and Resilient Living Environments € 100 000 000 A Public sector Financing Facility (PFF) to support the Borrower in expanding and modernising the supply of housing through new construction, refurbishments and potential acquisition of social and affordable rental housing and refugee accommodation.
30/01/2026 Fundación Secretariado Gitano (FSG) (Spain) Investing in People and Enhancing Human Capital € 10 000 000 An EU Co-financing Facility (ECF) to bridge the gap arising between the launch of activities and the delayed reimbursement of the European Social Fund Plus (ESF+) as well as regional, and local grants.
30/01/2026 Ayuntamiento de Rivas Vaciamadrid (Spain) Promoting Inclusive and Resilient Living Environments € 40 000 000 A Public sector Financing Facility (PFF) to support the Borrower expand the municipal stock of affordable rental housing, promote sustainable and active mobility and develop multifunctional, proximity-based public service facilities while contributing to climate resilience and social inclusion.
30/01/2026 3 Banka a.d. Novi Sad (Serbia) Supporting Jobs and Economic and Financial Inclusion € 6 000 000 An additional Programme loan to support the Borrower to cofinance investments for agricultural and business loan products with a continued focus on remote rural areas. Working capital and investment loans are both eligible.
10/12/2025 The Lithuanian Central Credit Union (Lithuania) Supporting Jobs and Economic and Financial Inclusion € 15 000 000 A Programme loan* to support the Borrower expand its microfinance offering and strengthen the group’s liquidity and maturity transformation while serving small enterprises which remain underserved by commercial banks, and promoting employment, inclusion and regional cohesion.
20/11/2025 Municipality of Baia Mare (Romania) Promoting Inclusive and Resilient Living Environments
Investing in People and Enhancing Human Capital 		€ 40 000 000 A Public sector Financing Facility (PFF) is aimed at supporting the Borrower in improving the living conditions of Baia Mare Municipality of Romania residents through more sustainable urban mobility measures, energy efficiency refurbishments and health and social services.
20/11/2025 Government (Serbia) Promoting Inclusive and Resilient Living Environments € 200 000 000 A Public sector Financing Facility (PFF) is aimed at supporting the Borrower in co-financing the renovation of local roads that are critical for connecting remote communities to essential services, markets and urban centres. In particular, works including asphalt resurfacing, drainage improvements, resizing and structural upgrades to ensure year-round accessibility and climate resilience as well as renewal of urban and settlement roads will be partially financed by the CEB loan.
20/11/2025 Crédit Agricole S.A. (Poland) Supporting Jobs and Economic and Financial Inclusion € 250 000 000 A Programme loan is aimed at supporting the Borrower’s on lending activities through its Polish subsidiary Europejski Fundusz Leasingowy (EFL). It will partially finance small sub-loans for the MSMEs’ core business activities, such as motor vehicles, machinery and equipment, IT and office equipment in a wide range of sectors, Inter alia, construction, wholesale trade, industry and manufacturing, retail and agriculture throughout Poland.
20/11/2025 Métropole Européenne de Lille (France) Promoting Inclusive and Resilient Living Environments € 107 000 000 A Project loan is aimed at supporting the Borrower in upgrading the wastewater and stormwater treatment capacities of the Wattrelos plant and enhance the quality of life of residents. Specifically, in the most vulnerable municipalities. The CEB Loan will partially finance investments to increase the plant’s efficiency, its environmental performance, and climate resilience.
20/11/2025 REDI Economic Development SA (Luxembourg) Supporting Jobs and Economic and Financial Inclusion € 5 000 000 A Programme loan is aimed at supporting the Borrower in expanding access to affordable credit for Roma entrepreneurs. The CEB loan will partially finance REDI Fund’s lending activities to local microfinance institutions (MFIs) in Albania, Kosovo, Republic of Moldova and Romania.
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