The social development bank for Europe

All CEB loans are granted in accordance with the Bank’s mandate. They have to meet specific technical and social criteria, and be in strict conformity with the Bank’s environmental, procurement and compliance guidelines and policies.

The sectoral lines of action underpin the CEB’s five-year development plan, which forms the Bank’s medium term-strategy. The current Strategic Framework organises these lines into: Investing in people and enhancing human capital; Promoting inclusive and resilient living environments and Supporting jobs and economic and financial inclusion corresponding to the new strategic priorities established by the CEB to better support the social policies of its member countries.

Latest projects approved:

Date Borrower Line of action Amount Summary
01/10/2025 Maramures County (Romania) Promoting Inclusive and Resilient Living Environments
Investing in People and Enhancing Human Capital
€ 39 000 000 A Public sector Financing Facility (PFF) to improve the living conditions of Maramures County residents, by promoting access to high-quality healthcare, inclusive education services and cultural facilities; enhancing the quality and security of the road network; and fostering local economic development by leveraging the entrepreneurial potential of the diaspora.
01/10/2025 Département de la Haute-Savoie (France) Investing in People and Enhancing Human Capital € 150 000 000 A Public sector Financing Facility (PFF) to support the modernisation and refurbishment of secondary schools, under the Département of Haute-Savoie’s 2021-2035 Secondary School Plan.
01/10/2025 Caisse des Dépôts et Consignations (France) Investing in People and Enhancing Human Capital
Promoting Inclusive and Resilient Living Environments
€ 200 000 000 A Programme loan to support the construction, renovation, transformation or adaptation of housing and care facilities for vulnerable population groups.
01/10/2025 Bank Nederlandse Gemeenten N.V. (BNG) (Netherlands) Promoting Inclusive and Resilient Living Environments € 150 000 000 A Programme loan to partially finance initiatives that enhance access to adequate, affordable and sustainable living environments for low-income households and vulnerable groups.
01/10/2025 Empresa Municipal del Suelo y la Vivienda de Getafe (EMSV Getafe) (Spain) Promoting Inclusive and Resilient Living Environments € 26 000 000 A Public sector Financing Facility (PFF) to support the supply of affordable, accessible and sustainable rental housing in Getafe.
01/10/2025 Sector 5 of the Municipality of Bucharest (Romania) Promoting Inclusive and Resilient Living Environments € 30 000 000 An additional Public sector Financing Facility (PFF) to partially finance rehabilitation works in 14 additional residential buildings and renovation of five educational units.
01/10/2025 Government (Serbia) Investing in People and Enhancing Human Capital € 50 000 000 An additional Project loan to support the Borrower to co-finance the construction of the new University Children's Hospital (Tiršova 2) in Belgrade and, eventually, to improve paediatric healthcare, attract quality medical staff by improved working conditions and enhance access and services for persons with disabilities.
01/10/2025 Sociedad Pública de Infraestructuras y Medio Ambiente de Castilla y León, S.A. (SOMACYL) (Spain) Promoting Inclusive and Resilient Living Environments € 40 000 000 An additional Public sector Financing Facility (PFF) to partially finance the construction of 118 additional wastewater treatment plants.
25/06/2025 BCR Social Finance IFN (Romania) Supporting Jobs and Economic and Financial Inclusion € 25 000 000 A Programme loan* to support the Borrower’s on-lending activities to micro-enterprises and social economy entities throughout Romania by facilitating access to financial resources for small businesses, microbusinesses and individuals, with limited or no access to the traditional banking system.
13/06/2025 MI-BOSPO Microcredit (Bosnia and Herzegovina) Supporting Jobs and Economic and Financial Inclusion € 5 000 000 A Programme loan to support the Borrower in providing assistance to micro-enterprises and private households in Bosnia and Herzegovina (BiH) by financing productive investments, working capital and home improvement needs. The Programme will also contribute to the creation and preservation of jobs. The loan portfolio demonstrates a strong focus on women.
13/06/2025 SG Equipment Finance Czech Republic s.r.o. (Czech Republic) Supporting Jobs and Economic and Financial Inclusion
Promoting Inclusive and Resilient Living Environments
€ 150 000 000 A Programme loan to support the revitalisation and modernisation of public infrastructure, particularly in public transport, road maintenance and reconstruction, and healthcare services. The loan will also support productive investments by MSMEs, including the construction or expansion of business premises and the acquisition of fixed assets or equipment.
13/06/2025 JSC Microbank Crystal (Georgia) Supporting Jobs and Economic and Financial Inclusion € 8 000 000 A Programme loan to support the Borrower’s microfinance activities for job retention, preservation of income generating activities and self-employment in Georgia by facilitating access to financial resources for small businesses, microbusinesses and individuals, with limited or no access to the traditional banking system. The CEB loan will partially finance working capital and fixed investment needs, including agricultural investments of microcredit clients.
13/06/2025 Unicredit Leasing Corporation IFN S.A. (Romania) Supporting Jobs and Economic and Financial Inclusion € 150 000 000 A Programme loan to support the Borrower in supporting Romanian MSMEs to expand or maintain their operations and jobs through leasing. The CEB loan will partially finance eligible costs of productive investment projects of MSMEs, such as Paris-aligned vehicles, machinery and equipment, and office and production premise throughout the country.
13/06/2025 Government (Türkiye) Promoting Inclusive and Resilient Living Environments € 230 000 000 A Project loan to partially finance eligible investments to improve Istanbul’s preparedness for a potential earthquake through enhancing the institutional and technical capacity for disaster management and emergency response, strengthening critical public facilities for earthquake resistance, and supporting measures for better enforcement of building codes and land use plans. This loan will specifically finance eligible investments for the reconstruction of two critical public hospitals.
13/06/2025 Fundació Privada de l’Hospital de la Santa Creu i Sant Pau (Spain) Investing in People and Enhancing Human Capital € 15 000 000 A Programme loan to support the Borrower in addressing the needs of healthcare professionals and enhancing both internal and external training opportunities. The CEB loan will partially finance eligible investments related to the rehabilitation and equipment of two existing facilities in Sant Pau’s hospital complex: the old kitchens and the convent, both UNESCO World Heritage sites. The new facilities will be used for healthcare services training activities and insertion programmes.
13/06/2025 Government (North Macedonia) Investing in People and Enhancing Human Capital € 20 000 000 An additional project loan request, increasing the total loan amount to €50 million, to support the Borrower in enhancing physical education across the country by constructing physical education facilities in 30 additional primary schools and by refurbishing and improving energy efficiency in selected schools throughout North Macedonia.
13/06/2025 Government (Poland) Investing in People and Enhancing Human Capital € 175 000 000 An additional Public sector Financing Facility (PFF) request, increasing the total amount of the loan to € 740 million to assist the Borrower in its efforts to mitigate the negative effects of the Russia’s war of aggression against Ukraine and to support the long-term needs of refugees and their host communities. The present additional loan request will cover the budgetary contribution to the Aid Fund in 2025.
13/06/2025 NRW. Bank (Germany) Promoting Inclusive and Resilient Living Environments € 125 000 000 An additional Programme loan request, increasing the total amount of the loan to € 325 million to partially finance the acquisition, construction and modernisation of additional accommodation for refugees in the framework of the Refugee Accommodation Programme.
05/04/2025 FED Invest SCA (Albania) Supporting Jobs and Economic and Financial Inclusion € 10 000 000 A Programme loan to support job creation and to enhance social cohesion in Albania by facilitating access to financial resources for microbusinesses and individuals, with limited or no access to the traditional banking system. The CEB loan will partially finance the Borrower’s microfinance activities, with a focus on rural areas.
05/04/2025 Government (Kosovo) Investing in People and Enhancing Human Capital € 20 500 000 A Project loan to support the Borrower to improve the quality and access to secondary and tertiary health care services for vulnerable low-income households, and to reduce financial barriers to modern essential medical care across the country. The CEB loan will partially finance eligible investments related to the purchase of modern medical diagnostic and treatment equipment, as well as related infrastructure adaptation and implementation costs for six public hospitals in Gjakova, Gjilan, Mitrovica, Peja, Pristina and Prizren.