All CEB loans must be approved by the Bank's Administrative Council in accordance with the Bank’s social mandate. All loan projects have to meet specific technical and social criteria, and be in strict conformity with the Bank’s environmental, procurement and compliance guidelines and policies.

The sectoral lines of action underpin the CEB’s five-year development plan, which forms the Bank’s medium term-strategy. The current Strategic Framework organises these lines into: Investing in people and enhancing human capital; Promoting inclusive and resilient living environments and Supporting jobs and economic and financial inclusion corresponding to the new strategic priorities established by the CEB to better support the social policies of its member countries.

An exhaustive list of projects approved since 2010 is below. For more insights and impact stories of CEB social investment projects, see our Projects in focus.

List of projects approved

Date Borrower Line of action Amount Summary
20/11/2025 Government (Türkiye) Investing in People and Enhancing Human Capital € 50 000 000 An additional request of €50 million for a Project loan to partially finance investments to cover extra costs, mainly stemming from exceptional archaeological excavations, under the Commuter Rail Upgrading (CR1/CR3 Contracts) component. It aims to complete the Commuter Rail Upgrade and deliver a modern, safer, faster, and more environmentally friendly rail-based public transportation service while enhancing urban mobility in İstanbul.
20/11/2025 Laakso Joint Hospital (Kiinteistöosak eyhtiö Laakson yhteissairaala, “LYS”) (Finland) Investing in People and Enhancing Human Capital € 150 000 000 An additional request of €150 million for a Project loan to partially finance the second phase of the reconstruction works of the Laakso Hospital area. In particular, the CEB loan will partially finance works targeting the main hospital, tunnels and the forensic psychiatric facility.
20/11/2025 Gewobag Wohnungsbau Aktiengesell-schaft Berlin (Gewobag) (Germany) Promoting Inclusive and Resilient Living Environments € 100 000 000 An additional request of €100 million for a Programme loan to partially finance the construction of 304 new rental housing units, modernisation of additional 1 575 housing units and modernisation of 37 commercial units across several Berlin districts.
18/11/2025 Cooperative Bank of Karditsa (Greece) Supporting Jobs and Economic and Financial Inclusion € 10 000 000 A Programme loan aims to support the Borrower’s on-lending activities in the region of Thessaly and surroundings areas by facilitating access to financial resources to small-scale manufacturers and farmers, including young unemployed individuals starting a business, women entrepreneurs, as well as cooperatives and social enterprises fostering self-employment, job maintenance and creation, and social cohesion in the region.
12/11/2025 Microstart S.C. (Belgium) Supporting Jobs and Economic and Financial Inclusion € 10 000 000 A Programme loan aims to support the Borrower’s on-lending activities across Belgium by facilitating access to financial resources for individuals excluded from traditional financial systems, fostering business development, job creation, self-employment, and reintegration into the labour market.
01/10/2025 MKD “Mikrofin” d.o.o. Banja Luka (Bosnia and Herzegovina) Supporting Jobs and Economic and Financial Inclusion € 10 000 000 A Programme loan to support the Borrower in providing primarily business and agriculture loans to micro-enterprises across Bosnia and Herzegovina for partial financing of their productive investments and working capital needs.
01/10/2025 Hungarian Development Bank (MFB) (Hungary) Investing in People and Enhancing Human Capital € 50 000 000 A Programme loan to support the Borrower in co-financing the student loan scheme provided by the Hungarian non-profit organisation, Student Loan Centre (DHK).
01/10/2025 UAB Vilniaus viešasis transportas (Lithuania) Promoting Inclusive and Resilient Living Environments € 55 000 000 A Public sector Financing Facility (PFF) to support the Borrower in co-financing a major investment programme focused on the decarbonisation and modernisation of the capital’s public transport fleet and infrastructure.
01/10/2025 Maramures County (Romania) Promoting Inclusive and Resilient Living Environments
Investing in People and Enhancing Human Capital
€ 39 000 000 A Public sector Financing Facility (PFF) to improve the living conditions of Maramures County residents, by promoting access to high-quality healthcare, inclusive education services and cultural facilities; enhancing the quality and security of the road network; and fostering local economic development by leveraging the entrepreneurial potential of the diaspora.
01/10/2025 Département de la Haute-Savoie (France) Investing in People and Enhancing Human Capital € 150 000 000 A Public sector Financing Facility (PFF) to support the modernisation and refurbishment of secondary schools, under the Département of Haute-Savoie’s 2021-2035 Secondary School Plan.
01/10/2025 Caisse des Dépôts et Consignations (France) Investing in People and Enhancing Human Capital
Promoting Inclusive and Resilient Living Environments
€ 200 000 000 A Programme loan to support the construction, renovation, transformation or adaptation of housing and care facilities for vulnerable population groups.
01/10/2025 Bank Nederlandse Gemeenten N.V. (BNG) (Netherlands) Promoting Inclusive and Resilient Living Environments € 150 000 000 A Programme loan to partially finance initiatives that enhance access to adequate, affordable and sustainable living environments for low-income households and vulnerable groups.
01/10/2025 Empresa Municipal del Suelo y la Vivienda de Getafe (EMSV Getafe) (Spain) Promoting Inclusive and Resilient Living Environments € 26 000 000 A Public sector Financing Facility (PFF) to support the supply of affordable, accessible and sustainable rental housing in Getafe.
01/10/2025 Sector 5 of the Municipality of Bucharest (Romania) Promoting Inclusive and Resilient Living Environments € 30 000 000 An additional Public sector Financing Facility (PFF) to partially finance rehabilitation works in 14 additional residential buildings and renovation of five educational units.
01/10/2025 Government (Serbia) Investing in People and Enhancing Human Capital € 50 000 000 An additional Project loan to support the Borrower to co-finance the construction of the new University Children's Hospital (Tiršova 2) in Belgrade and, eventually, to improve paediatric healthcare, attract quality medical staff by improved working conditions and enhance access and services for persons with disabilities.
01/10/2025 Sociedad Pública de Infraestructuras y Medio Ambiente de Castilla y León, S.A. (SOMACYL) (Spain) Promoting Inclusive and Resilient Living Environments € 40 000 000 An additional Public sector Financing Facility (PFF) to partially finance the construction of 118 additional wastewater treatment plants.
25/06/2025 BCR Social Finance IFN (Romania) Supporting Jobs and Economic and Financial Inclusion € 25 000 000 A Programme loan* to support the Borrower’s on-lending activities to micro-enterprises and social economy entities throughout Romania by facilitating access to financial resources for small businesses, microbusinesses and individuals, with limited or no access to the traditional banking system.
13/06/2025 MI-BOSPO Microcredit (Bosnia and Herzegovina) Supporting Jobs and Economic and Financial Inclusion € 5 000 000 A Programme loan to support the Borrower in providing assistance to micro-enterprises and private households in Bosnia and Herzegovina (BiH) by financing productive investments, working capital and home improvement needs. The Programme will also contribute to the creation and preservation of jobs. The loan portfolio demonstrates a strong focus on women.
13/06/2025 SG Equipment Finance Czech Republic s.r.o. (Czech Republic) Supporting Jobs and Economic and Financial Inclusion
Promoting Inclusive and Resilient Living Environments
€ 150 000 000 A Programme loan to support the revitalisation and modernisation of public infrastructure, particularly in public transport, road maintenance and reconstruction, and healthcare services. The loan will also support productive investments by MSMEs, including the construction or expansion of business premises and the acquisition of fixed assets or equipment.
13/06/2025 JSC Microbank Crystal (Georgia) Supporting Jobs and Economic and Financial Inclusion € 8 000 000 A Programme loan to support the Borrower’s microfinance activities for job retention, preservation of income generating activities and self-employment in Georgia by facilitating access to financial resources for small businesses, microbusinesses and individuals, with limited or no access to the traditional banking system. The CEB loan will partially finance working capital and fixed investment needs, including agricultural investments of microcredit clients.